Mid Central Community Action, Inc. is a HUD-approved Housing Counseling Agency. We understand that the process of purchasing a home can be exciting. We also know that many questions can arise. We are here to help! Our Housing Counselors are available to walk you through each of the steps of the home buying process.

Our Homebuyer Education program is designed to educate homebuyers of both the long and short-term benefits of homeownership assistance programs. These classes offer potential homeowners the chance to gain skills necessary to sustain their home over the life of the mortgage. Homebuyer Education is available to anyone regardless of income or homeownership status. Our post-purchase homeownership assistance services are available for individuals and families that have recently purchased a home or are more experienced in homeownership. Our goal is to ensure that homeowners have the skills to maintain the home and their family finances for years to come!

We Can Assist With:

  • Pros and Cons of Homeownership
  • Pre-Qualification (Debt to Income Ratio)
  • Predatory Lending
  • Foreclosure Prevention
  • Shopping for a home
  • Getting a Mortgage Loan
  • Understanding Credit
  • Maintaining your home
  • Free One-on-One Counseling and Education

To sign up for our Homebuyer's Club Workshop Series, please call 309-834-9242 or email This email address is being protected from spambots. You need JavaScript enabled to view it.

Foreclosure Intervention and Solutions

For individuals and families that are having trouble making mortgage payments, are late on their mortgage payments, or may be facing foreclosure, it may be hard to see what options are available. MCCA is here with the expertise to help. Through our foreclosure intervention services, homeowners will have the chance to review their available options and can work with a Housing Counselor to discuss what options might be best.

We Can Assist With:

Healthy Homes Saving Program

Are you a new homeowner in the last two years? Let us help you save for those unexpected expenses! You save and we provide a 2:1 match! Save $400, we match $800 = $1,200!

There are no income eligibility requirements connected with this homeownership post purchase savings program. Limited availability with this program. Don’t wait, call now!

For more information, program details, and requirements, contact Kathy Shubert at 309-834-9242 or by email at This email address is being protected from spambots. You need JavaScript enabled to view it.

Additional Foreclosure Resources

For questions, please contact Kathy Shubert at 309-834-9242 or by email at This email address is being protected from spambots. You need JavaScript enabled to view it..